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Written by Ben Nash, financial advisor and founder of Pivot Wealth.

Raiz Home Ownership have partnered up with Pivot Wealth and General Assembly to deliver a series of free online property focused money education events to make buying a home or investment property more straightforward. Events in the series can be found here.

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The growth in the Aussie property market has been huge in recent years, with the average house price up over 400% since the 1990’s. The strategy of buying property is something that has proven successful across several decades, but what strategy is best in 2021?

<img class="aligncenter size-full wp-image-7842" src="https://raizinvest.com.au/investors/wp-content/uploads/2021/04/house-strategy.jpg" alt="" width="1050" height="520" srcset="http://3.25.72.228/wp-content/uploads/2021/04/house-strategy.jpg 1050w, http://3.25.72.228/wp-content/uploads/2021/04/house-strategy-640x317.jpg 640w, http://3.25.72.228/wp-content/uploads/2021/04/house-strategy-1024x507.jpg 1024w, http://3.25.72.228/wp-content/uploads/2021/04/house-strategy-320x158.jpg 320w" sizes="(max-width: 1050px) 100vw, 1050px"/>

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When you buy a house for another party you will need to pay Transfer Duty (formerly known as Stamp Duty). However, if you’re a first home buyer in NSW you will only pay a concessional rate or no Duty at all if you meet a set of criteria.

<img class="aligncenter size-full wp-image-7621" src="https://raizinvest.com.au/investors/wp-content/uploads/2021/02/house-build.jpg" alt="" width="1050" height="520" srcset="http://3.25.72.228/wp-content/uploads/2021/02/house-build.jpg 1050w, http://3.25.72.228/wp-content/uploads/2021/02/house-build-640x317.jpg 640w, http://3.25.72.228/wp-content/uploads/2021/02/house-build-1024x507.jpg 1024w, http://3.25.72.228/wp-content/uploads/2021/02/house-build-320x158.jpg 320w" sizes="(max-width: 1050px) 100vw, 1050px"/>

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Buying a home at auction can be a pretty stressful time. The money stakes are high and most people are likely out of their comfort zone. Here are some tips to help bid at auctions confidently.

<img class="aligncenter size-full wp-image-7454" src="https://raizinvest.com.au/investors/wp-content/uploads/2021/02/Home-interior.jpg" alt="" width="1050" height="520" srcset="http://3.25.72.228/wp-content/uploads/2021/02/Home-interior.jpg 1050w, http://3.25.72.228/wp-content/uploads/2021/02/Home-interior-640x317.jpg 640w, http://3.25.72.228/wp-content/uploads/2021/02/Home-interior-1024x507.jpg 1024w, http://3.25.72.228/wp-content/uploads/2021/02/Home-interior-320x158.jpg 320w" sizes="(max-width: 1050px) 100vw, 1050px"/>

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Buying a home usually comes with a long-term debt commitment, requiring you to borrow between 70% to 95% of the property value to finance your home.

<img class="aligncenter size-full wp-image-7330" src="https://raizinvest.com.au/investors/wp-content/uploads/2021/01/home.jpg" alt="" width="1050" height="520" srcset="http://3.25.72.228/wp-content/uploads/2021/01/home.jpg 1050w, http://3.25.72.228/wp-content/uploads/2021/01/home-640x317.jpg 640w, http://3.25.72.228/wp-content/uploads/2021/01/home-1024x507.jpg 1024w, http://3.25.72.228/wp-content/uploads/2021/01/home-320x158.jpg 320w" sizes="(max-width: 1050px) 100vw, 1050px"/>

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