The times, they are a changing – they really are. They are changing how much someone can borrow to buy their dream home. APRA, the Banking Regulator, is looking to place new rules on the banks to tighten up lending criteria to ensure Australians can continue to afford their mortgages should interest rates go up. Read Post
15-11-2021
George Lucas, Raiz Group CEO
This week saw US equities continue to lead the worldwide rush into stocks that has almost doubled the MSCI All-World share index, which tracks equity performance in 50 nations, since March 2020.
It finally happened. After months and months of record low interest rates and home loan rates, Aussie banks have started to increase their fixed rates on mortgages for two-year, three-year, four-year & five-year terms.
An ETF is an Exchange Traded Fund and is a useful investment product that can help anyone invest in a diversified portfolio of stocks and bonds, even if you are only starting out on your investing journey.
2-11-2021
George Lucas, Raiz Group CEO
In investment circles, October gets a bad rap. Three past tumultuous market events – the Bank Panic of 1907, the 1929 stock market crash and Black Monday in 1987 – all occurred in October. Consequently, the “October effect” traditionally has investors nervy, anxiously awaiting the calmer waters of November.
When we hear the phrase digital currencies, some of us think of cryptocurrencies like Bitcoin and Ethereum. However, there are differences between what makes a digital currency and what makes a cryptocurrency. So, what are the differences, and what role will these two currencies play in the future of money?
Who among you has ever struggled to put together a consistent saving and investment plan? People often find reasons to put it off, to do it another time. Why not right now?
Gold is a commodity rich in history and is often considered a safe haven from inflation because there is a finite supply. But there has been a monumental shift, with many gold investors selling, as inflation expectations increase globally.
