The quote “Gold is money. Everything else is credit.” by J.P. Morgan reflects a time when gold was the foundation of the global monetary system. While the world has since shifted to fiat currencies—money issued by governments that isn’t backed by a physical commodity like gold—gold remains a unique and valuable asset in today’s market. This blog explores gold’s role today, including its benefits and risks, to provide a balanced view for investors.
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We’ve just launched a new offer to help you get more out of Raiz Rewards — and it’s all about rewarding consistency. If you’re already shopping through the app (or you’ve been meaning to start), now’s the perfect time.
Here’s how you can earn a fee-free month — and even score bonus cashback.
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The ASX 200 defied the global downtrend last week, ending up 0.6%, one of the few major indices to close in the green. Investors took comfort in the 2025–26 Federal Budget, which was focused on cost-of-living relief ahead of the upcoming election. Measures included tax cuts, cheaper PBS medicines, and A$150 electricity rebates. Adding to the positive sentiment was a softer-than-expected inflation read, with February monthly CPI rising just 2.4% YoY—below consensus expectations. Financials and Energy led the local rally, up 2.5% and 2.0% respectively, with six of the eleven sectors finishing higher.
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The ASX 200 had its best week of 2025 so far, climbing 1.8% as markets rebounded from oversold conditions in the absence of new tariff headlines. All 11 sectors closed in the green, led by Consumer Staples (+3.9%) after the ACCC’s supermarket inquiry found no clear evidence of price gouging. This drove strong rallies in Woolworths (+6.3%) and Coles (+4.9%) on Friday. Elevated volumes at week’s end were driven by index rebalancing and options expiries. Although the jobs data was weaker than expected, with a loss of 53,000 jobs in February, the unemployment rate held steady at 4.1%, alleviating concerns about any immediate decline in the labour market.
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The ASX 200 dropped another 2.0% this week, marking its fourth consecutive weekly decline and extending losses to 9.0% from record highs after Trump confirmed that Australia would not be exempt from tariffs on steel and aluminium. This news weighed heavily on investor sentiment, with 8 out of 11 sectors closing in the red. The technology sector led losses, down 4.3%, as several major stocks, including WiseTech and CAR, traded ex-dividend. With just 5 gains in the last 20 trading sessions, the Australian market remains under pressure amid ongoing global trade tensions.
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Introducing the all-new Raiz Rewards—redesigned to be smarter, more engaging, and effortless to use. At Raiz, we believe investing should be simple, including growing your portfolio while you shop. That’s why we’ve made Raiz Rewards easier, faster, and more rewarding than ever.
🔎 Better search & filters – Find the brands you love in seconds
📊 Improved tracking page – See all your rewards at a glance
✨ Sleek new layout – A more seamless and enjoyable experience
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The ASX 200 fell another 2.7% this week, closing below 8,000pts for the first time in six months, extending its decline to 7.1% from record highs just three weeks ago. The market initially gained 0.9% on Monday, but four consecutive days of selling erased those early gains. 10 out of 11 sectors ended lower, with energy stocks down 7.5%, as oil prices hit a three-year low, and financials fell 4.6%, weighed down by insurers facing losses from tropical Cyclone Alfred. Ongoing uncertainty around US tariffs added to the market’s volatility, with investors struggling to gauge the long-term implications of Trump’s escalating trade policies.
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At Raiz, we’re always looking for new ways to empower Australians to take control of their financial future. That’s why we’re excited to introduce Raiz Your Game, our brand-new podcast hosted by Brendan Malone, CEO & Managing Director of Raiz Invest.
Each month, Brendan will sit down with top financial experts, authors, and industry leaders to bring you practical investing tips, money hacks, and inspiring stories that help you make smarter financial decisions. Whether you’re new to investing or looking to level up, this podcast is designed to give you real-world insights you can actually use.
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In 2025, the cost of living is higher than ever, and many Australians are looking for ways to supplement their income. Whether you’re a young professional working towards a home deposit, a parent balancing work and family, or just looking for ways to boost your financial security, a side hustle could be the answer. Not only can it help cover everyday expenses, but it can also provide an opportunity to grow your investments and build long-term financial stability.
With so many options out there, finding the right one can feel overwhelming. The good news? There’s something for everyone—whether you want to work online, in the gig economy, or build passive income over time. Here are some of the best side hustles that can actually work.
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The ASX 200 fell 1.5% this week, extending its decline to 4.6% below all-time highs reached just two weeks ago. The selloff was driven by weak corporate earnings and renewed tariff concerns, with 8 out of 11 sectors closing lower. The technology sector led declines, tumbling 12.3% after Wisetech’s governance issues sent the stock down 35% YTD. However, there were some positives—Australia’s monthly CPI held steady at 2.5% in January, despite an 8.9% MoM rise in energy prices as rebates rolled off. Encouragingly, more inflation components are running below 2% YoY than above 3%, reinforcing expectations that price pressures are easing.
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